Affirm

Pay at your own pace

Explore smart ways to pay with Affirm, online and in-store.

How to Use Affirm in Stores

  1. Scan the Affirm QR Code

    The QR code navigates to www.affirm.com/shop/bootbarn. Follow the application prompts to create an account.

  2. Create a Virtual Card

    Once you enter your purchase amount, select your payment plan and confirm your loan, you will get a one-time-use virtual card.

  3. Checkout Your Items

    At the register, present your virtual card number or add the card to your digital wallet and tap to pay.

How to use Affirm Online

  1. Fill Your Cart

    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

  2. Choose How to Pay

    Pick the plan that fits your budget. You'll never pay late or hidden fees.

  3. Pay Over Time

    Make payments at affirm.com or in the Affirm app. You'll also get reminders by text and email.

Just select Affirm at checkout.

Buy with Confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent

You’ll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.

Flexible

You choose the payment schedule that works best for you.

Fair

Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Frequently Asked Questions

Can I pay off my purchase early?

Yes. There is no penalty for paying early.

How do I make payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes. You can return an item you bought with Affirm by initiating the return process online through our returns portal or in store.

Does checking my eligibility affect my credit?

No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your prequalification eligibility). When you apply or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus.

You can find more information on Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.