Whether you are getting ready to go out to a casual lunch or to a formal gathering, go in style with this Triple Strand Heart Locket Necklace by Montana Silversmiths. This necklace features three gorgeous tiers of delicate chains which hold three various charms. The first layer reveals a simple, dainty silver-toned cross, while a crystal beaded strand hangs directly below it. The third and final layer adds the finishing touches with a small filigree heart locket. This necklace is the perfect way to show your faith and love in a gorgeous and feminine way.